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That 'yet' is sure doing a lot of heavy lifting if the budget for science is slashed

NASA administrator Jared Isaacman has appeared before the US House Appropriations Committee to explain the proposed Trump administration plan to cut $5.6 billion from the space agency's budget.…

The startup specializes in "non-invasive" "mind-reading" tech—a kind of neural data collection that, its CEO hopes, will have all sorts of consumer applications.

RISC-V-based systems pack 32 Blackhole accelerators in a 6U, $110K chassis

Tenstorrent on Tuesday announced the general availability of its Galaxy Blackhole AI compute platform.…

Tank OS puts OpenClaw AI agents into a container that let's it run reliably and more safely, especially for those running fleets of them.

Santa Cruz coffeehouses are expanding into full-service dining, adding chef-driven, all-day menus as high-quality coffee becomes standard and less of a differentiator. While some cafés embrace the shift to stand out and draw customers, others stick with simpler offerings, reflecting a split in how the industry is evolving.

The post In Santa Cruz, cafés evolve into all-day dining spots as coffee culture shifts appeared first on Lookout Santa Cruz.

DMA enforcers want rival assistants to get same deep device access as Gemini

Those pencil pushers at the European Commission are drawing up measures to ensure Google opens up its Android smartphone platform to something few users asked for – competing AI services.…

£125k and a pension await whoever can herd 6 departments onto single platform without losing will to live

Later today, prospective candidates will log onto a UK government call to convince themselves that £125k a year is worth the trouble of tackling a technological landscape swamped by colliding projects.…

Otter is also releasing a new Windows app that can capture meeting notes without joining one

Santa Cruz Shakespeare turns to the letters between Vincent van Gogh and his brother Theo in “Vincent,” exploring the legendary artist’s life marked by passion, struggle and vision. It is an intimate, solo-actor production anchored by a commanding performance from Charles Pasternak, Jana Marcus writes in her latest theater review, asking us to reconsider not just the artist, but how we choose to see artists at all.

The post Two brothers, one actor: Charles Pasternak shines in Santa Cruz Shakespeare’s ‘Vincent’ appeared first on Lookout Santa Cruz.

This story was originally published by Grist and is reproduced here as part of the Climate Desk collaboration.

The war launched by the United States and Israel on Iran has caused an unprecedented disruption in global energy markets, bottlenecking 20 percent of the world’s supply of oil and liquefied natural gas. We don’t yet know exactly what this means for the fight against climate change. But, thanks to two new reports released last week, we now have the clearest picture yet of the path the world was on before the conflict sent the price of oil soaring—and it was a path where the fossil fuels threatened by the war were less central than ever to meeting growing global energy needs.

“The economy boomed, electricity demand grew very healthily—and still all that demand growth was met with renewables.”

The world is entering an “age of electricity,” according to the reports, which come from the International Energy Agency, or IEA, an intergovernmental organization that publishes the world’s most authoritative analyses on the global energy sector, and the think tank Ember. That’s because core economic activities that traditionally involve burning oil and gas—driving cars, heating buildings, and even running industrial processes like steelmaking—are increasingly powered by electricity instead. And, most importantly for the climate fight, an ever-larger share of that electricity is coming from renewable sources. 

The two new analyses confirmed that 2025 was a banner year for renewable energy. Solar power was the single biggest source used to meet humanity’s growing appetite for electricity. New power generation from the broader suite of carbon-free sources—including wind, nuclear, and hydropower—actually exceeded the overall rise in electricity demand, meaning renewables began to displace fossil fuel sources. If this trend sticks, it would mean that the so-called energy transition meant to shepherd humanity out of the climate crisis is no longer theoretical.

“This was a year when the economy boomed, electricity demand grew very healthily—and still all that demand growth was met with renewables,” said Daan Walter, a lead researcher at Ember. 

In 2025, renewables edged out coal in global electricity generation for the first time in more than a century. This progress was fueled by China and India, the world’s two most populous countries that together comprise 42 percent of global fossil power generation. The nations both saw electricity generated by fossil fuels fall in the same year for the first time this century. Like other countries around the world, China and India have been rapidly building out solar, wind, and battery infrastructure. (The cost of batteries fell 45 percent in 2025, an even steeper decline than the 20 percent drop in costs that analysts tracked in 2024.)

There’s another sign that 2025 marked a turning point in the energy transition, according to the Ember report: Unlike in past years, the plateau in fossil fuel use was not tied to a recession. Global economic growth last year was normal, which indicates that renewable energy is driving a structural trend away from fossil fuels when it comes to generating electricity. 

But that doesn’t mean that oil, gas, and coal use are nearing extinction. When it comes to the broader energy economy, rather than just electricity generation, the IEA’s report finds that renewables still aren’t displacing fossil fuels fast enough to force a sustained decline in the world’s use of greenhouse-gas-emitting energy. (This is because not all energy—for instance that which currently powers jets, cargo ships, and many motor vehicles—is generated from electricity.)

Many people in developing nations, are “leapfrogging” gas-powered cars and purchasing an EV as their first vehicle instead.

As a result of complications like these, global carbon dioxide emissions reached a record high last year, rising 0.4 percent from 2024 levels. The pace of the increase, however, is declining as renewables rise. For years, emissions declines were driven by developed countries like the United States and European Union member states. Last year, however, emissions from advanced economies grew faster than emissions from developing countries for the first time since the 1990s, according to the IEA. 

The trend reversal was driven by the US, where coal demand rose 10 percent last year. Rising natural gas prices prompted power producers to switch back to coal, which had been displaced by fracked natural gas in recent years. Plus, electricity use rose thanks to a harsh winter across much of the eastern part of the country, as well as the rollout of industrial-scale power customers like the data centers needed for new artificial intelligence applications.

But trends in the opposite direction in developing countries played a role, too. In Indonesia, for example, electric cars now comprise more than 15 percent of new car sales—a larger share than in the United States and up from virtually zero in the early 2020s. Many customers are “leapfrogging” gasoline-powered cars altogether and purchasing an EV as their first vehicle.

“The energy transition was conceived as something that is led by the developed world, and the developing world kind of hobbles after at a slower pace,” said Walter. “We’re now seeing ‘leapfrogging’ across the world where actually developing economies are going faster in many ways than developed economies.”

Pair accused of creating literal flame war as bonkers conspiracy theories grow

Two men face charges over a series of arson attacks on 5G masts spanning two years following a Police Service of Northern Ireland (PSNI) investigation.…

Gen Z is facing a rise in colorectal cancer, yet many young people with symptoms delay screening out of fear or embarrassment. UC Santa Cruz literature and psychology student Kathleen Whilden wants to end the embarrassment and writes that yes, getting a colonoscopy is uncomfortable, but it’s far less frightening than a late diagnosis. She knows. She has had several colonoscopies and lived to tell about them – she even has some souvenirs. She pushes her peers to lose their fear of potty jokes and get tested.

The post Gen Z, don’t let it scare the crap out of you. Get a colonoscopy. appeared first on Lookout Santa Cruz.

This story was originally published by CalMatters. Sign up for its newsletters.

California is preparing to share with an outside organization detailed information about driver’s license-holders, including immigrants who do not have legal authorization to live in the U.S.

That breaks a promise the state made a decade ago when it began issuing licenses to unauthorized immigrants, advocates say, and it means more than 1 million people could face higher risk of deportation.

But if state officials don’t turn over the data, the Department of Homeland Security could refuse to accept California licenses and IDs at airports, the advocates believe, following a briefing with the California Department of Motor Vehicles and the office of Gov. Gavin Newsom earlier this month. State authorities confirmed they plan to share the data to comply with the Real ID Act of 2005, which set requirements for accepting state identification in federal facilities like airports.

Representatives from four advocacy groups who participated in the briefing told CalMatters the shared information will show whether a person has a Social Security number, meaning it could be used to identify people in the country without authorization. 

The state plans to provide the information to the American Association of Motor Vehicle Administrators, a nonprofit organization whose governing board is made up of DMV officials from across the country. 

The information given to the association will go into the group’s State-to-State Verification system and its platform, known as SPEXS, which allows DMVs and contractors that work with them to verify if someone has more than one license issued in their name. Sharing that data allows agencies that issue driver’s licenses to verify that a person doesn’t have duplicate licenses in multiple states.

In the future, an ID database like the one the association maintains could be used to support mobile licenses people can use on their iPhones or online age verification for access to mature content or chatbots.

But advocates fear that federal immigration officials will try to gain bulk access to the data and use the fact that a person doesn’t have a Social Security number as a signal that they’re deportable.

The state received assurances from the association that safeguards will be added to prevent bulk searches for unauthorized immigrant license holders in the database and to prevent access by the Border Patrol and Immigration and Customs Enforcement (ICE), according to people who joined the briefing with the DMV and governor’s office. But they remain skeptical.

To carry out the plan to share data with the association the California Legislature will need to approve $55 million to cover the DMV’s costs. It might also need to amend existing law, which states that a Social Security number obtained by the DMV cannot be shared for any other purpose than to address unpaid taxes, parking tickets or child support. 

A spokesperson for the governor’s office declined to confirm details of the call or respond to specific concerns from advocates.

“California continues to lead in supporting immigrant families and protecting personal data from federal overreach,” the spokesperson, Diana Crofts-Pelayo, wrote in an email. “The state has taken the same approach to protect Californians’ data during the Real ID implementation, while maintaining Real ID compliance for the benefit of all Californians.”

Ian Grossman, the chief executive of the DMV administrator association, told CalMatters that participation in the verification system is voluntary and that only authorized state employees or contractors have access to the system, that bulk searches of the system are not currently allowed, and all searches must contain specific information about an individual like their name and date of birth.

Social Security number ‘99999’

For more than a decade, California and 18 other states invited undocumented people to obtain drivers licenses in order to support public safety and the economy. Economists say that such laws improve economic activity, drive billions of dollars in taxes into state coffers, and benefit public safety because people who lack federal authorization to be in the country can feel more comfortable reporting criminal activity.

More than 1 million people have obtained drivers licenses in California under Assembly Bill 60, a law passed in 2013. The law prohibits the state from using information obtained in the licensure process to consider an individual’s citizenship.

But the multistate verification system can reveal whether a person is an undocumented immigrant. According to an association manual obtained by CalMatters, the database will include the last five digits of a person’s Social Security number, and if that person has no Social Security number, the association allows states to use the placeholder “99999.”

Advocates fear that federal immigration officials could gain access to information in the database, including on undocumented Californians, by asking local officials to make requests on their behalf.

That sort of end run would not be without precedent. 

CalMatters reported on instances last year and this year where local law enforcement agencies broke state law and shared information gathered by automated license plate readers with ICE or Border Patrol agents.

The DMV and the governor’s office say the association will notify California of requests from any entity other than a participating state, including attempts to subpoena the database for information about California license holders, providing them with the opportunity to challenge subpoenas or intervene in other requests. But if a subpoena is accompanied by a gag order the association could not deliver any such notification. An agreement between the association and the California DMV obtained by CalMatters states that the association will inform California “if legally permitted” if it receives a subpoena “to release, disclose, discuss, or obtain access to S2S information.”

Hasbrouck believes the DMV and governor’s office “must have known” the reassurances they got from the association were “hollow given the possibility of gag orders.”

He also said that, as a private entity, the association has less protection from court orders or subpoenas than a government agency. Its data sharing is also more easily hidden, since the association is not subject to Freedom of Information Act requests or open meeting laws.

Advocates see ‘a direct betrayal’

Advocates who spoke with CalMatters said sharing the driver’s license information with the association sells out immigrant license holders. The law that created the program prohibits the state from using information the program gathers to determine citizenship. 

“It’s unclear how extreme the danger people are being put into by this decision but there ’s no doubt we told people with AB 60 licenses this would never happen, but it’s happening, and that’s a direct betrayal,” said Tracy Rosenberg, head of advocacy at Oakland Privacy, who was on the call.

Linda Nguy, an associate director at the Western Center on Law and Poverty, compared the disclosure to a move last summer by Health and Human Services Secretary Robert F. Kennedy to share data about millions of non-citizens with federal immigration agencies. That was a violation of federal law, department officials concluded, according to a memo obtained by the Associated Press.

Pedro Rios, director of the U.S.-Mexico Border Program at the American Friends Service Committee, was not on the call, but echoed Rosenberg and Nguy, calling the data sharing plan “a betrayal of California’s commitment to protect and defend all its residents, especially those who have an AB 60 drivers license.”

Becca Cramer-Mowder, who was on the call representing the Electronic Frontier Foundation, questioned why the governor’s office and DMV are in a rush to comply with the Real ID Act two decades after it passed at a time of increased pressure from the Trump administration.

“It just seems like we’re missing the bigger picture of this moment in time,” she said

The plan to share license information with the database depends on the state budget process because the DMV is requesting $55 million to move the data over to the association’s systems.

At a state Senate budget hearing last month to approve the funding, lawmakers questioned why the state should follow a timeline set by a private organization and share part of Californians’ Social Security numbers. They also asked the DMV to explore the reasoning behind a lawsuit filed by Oklahoma lawmakers in January to block data sharing with the association, in which they argued that sharing personal data collected for driver’s licenses violates state law there. 

DMV director Steve Gordon told them that California unsuccessfully tried to convince the motor vehicle association to consider a unique identifier other than a Social Security number and “anybody who has a Social Security number that’s sharing information of course would have a concern” but told lawmakers “we need to go. We need to go now.”

DMV spokesperson Jaime Garza said that Californians can submit a request to surrender or cancel a driver’s license but that driving without a license is illegal.

Nick Miller, a spokesperson for Assembly Speaker Robert Rivas, told CalMatters that lawmakers continue to work on the policy issue. 

“Protecting immigrant communities from the Trump administration’s relentless attacks — and ensuring Californians are empowered and defended — continues to be a top priority for the Speaker,” he said in an email.

Rosenberg with Oakland Privacy suggested that the state might be better off opting out of the Real ID system than sharing information about its license holders, noting that more than 60% of Californians already have passports.

“I just wonder what would happen if the state asked Californians to get a passport in order to fly for a couple of years in order to protect 1 million Californians with AB 60 licenses. Maybe we should give people that opportunity.”

Have something to say? Lookout welcomes letters to the editor, within our policies, from readers. Guidelines here.

The post ‘A betrayal:’ California to share data on immigrant drivers nationally appeared first on Lookout Santa Cruz.

Sign-in failures, unexpected sign-outs... just another day for users

Users of Microsoft Outlook on iOS are continuing to experience outages more than 24 hours after glitches first surfaced, despite Microsoft's assurances it rolled back the configuration change and restored services.…

Downtown Santa Cruz is hosting its annual Kids Day this Saturday, May 2, from noon to 4 p.m. on Cooper Street and on Pacific Avenue between Locust and Church streets. 

The streets will be transformed into a car-free zone filled with free hands-on activities and live entertainment for kids of all ages.

This is the first year that Kids Day is expanding onto Pacific Avenue, creating an additional indoor activity hub in the storefront that was once occupied by Palace Art & Office Supply.

Presented in partnership with Abbott Square and Growing Up In Santa Cruz, the event features activity booths hosted by local organizations, along with performances and demonstrations by Be Natural Music, All About Theatre, International Academy of Dance, Santa Cruz Museum of Discovery, Jewel Box Band and Kirby School.

Downtown businesses including Fusion Fare, Ibiza, Go Ask Alice, Lively Kids, Pacific Wave, The Salty Otter Sports Grill, Palmetto Superfoods, Botanic & Luxe, Mission Hill Coffee & Creamery, Stripe the Store, Artisans & agency, 3D Entrepreneurs Club, Woodstock’s Pizza, Bookshop Santa Cruz, Kianti’s Pizza & Pasta Bar, Comicopolis, Super Silver and Mythic Games. Many of the businesses are offering in-store specials for the event.

For more information, visit the Downtown Association website.

Have news that should be in Lookout Briefs? Send your news releases, including contact information, to news@lookoutlocal.com.

MORE LOCAL COVERAGE

The post Kids Day returns to downtown Santa Cruz this Saturday appeared first on Lookout Santa Cruz.

Linux vendor touts European independence at SUSECON as majority stakeholder quietly explores its options

European-based SUSE devoted much of the annual SUSECON event to its sovereignty-focused pitch - even as reports swirl that its majority stakeholder is exploring a $6 billion sale which could land the Linux vendor in American hands.…

Today, the Florida Legislature will vote on a bill that would make it significantly easier for parents to skip their children’s routine childhood vaccinations. The bill would allow exemptions “based on the parent’s religious tenets or practices or conscience,” meaning essentially that parents would no longer need to demonstrate medical or religious reasons for exemptions. Any ideological objection would be considered a valid reason to forgo shots that prevent potentially deadly diseases such as polio, tetanus, and measles.

The proposed changes are the latest salvo in Florida’s war against public health doctrine, from its chafing against pandemic restrictions to its flouting of guidelines around water fluoridation, restrictions for SNAP benefits, and erosion of vaccine requirements. The driving force behind this crusade is state Surgeon General Dr. Joseph Ladapo, whom I wrote about with my former colleague Julianne McShane last year.

Ladapo’s approach to vaccine policy may also be informed by a set of beliefs that sit somewhere between libertarianism and new age mysticism.

During the pandemic, Ladapo quickly made a name for himself with his contrarian approach. On his first day in office in September 2021, he formalized a rule that allowed parents to choose whether to follow school mask guidelines. Later that year, he issued a report recommending against Covid vaccines for healthy children, which flouted Centers for Disease Control and Prevention guidelines. In 2023, he asked the Food and Drug Administration to stop all Covid vaccines, components of which he claimed could “transform a healthy cell into a cancerous cell.” (The FDA called those statements “misleading.”) In 2024, during a measles outbreak, he issued a statement announcing that the state would be “deferring to parents or guardians to make decisions about school attendance” instead of following the CDC’s 21-day quarantine guidelines. Last fall, Ladapo and Florida Gov. Ron DeSantis announced their goal to eliminate vaccine mandates from state laws.

Ladapo, who didn’t respond to our request for comment for this story, became surgeon general after a career in public health that included MD and PhD degrees from Harvard and tenures at prestigious hospitals. But as our previous investigation uncovered, his approach to vaccine policy may also be informed by a set of beliefs that sit somewhere between libertarianism and new age mysticism. In his memoir, he chronicles his ongoing relationship with a charismatic guru and former Navy SEAL named Christopher Maher, whose treatments profoundly influenced Ladapo’s worldview. In 2019, Ladapo’s wife, Brianna, urged her husband to sign up for sessions with Maher. “Thank the Lord I listened,” he writes in his memoir, “because after working with him, I finally became truly free.” 

[Maher’s] online bio says he has training in traditional Chinese medicine, but the treatments he offers appear to be something else entirely. He describes one of them, “Body of Light,” as “a verbal, energetic, transmutation process that allows the body, brain, and nervous system to locate, transmute, and discharge negative generational stress, tension, and distortion-inducing patterns.” 

Another, which he calls “Sha-King” medicine, “directly addresses complex stress patterns by improving subtle energetic health by shaking (‘sha-king’) the entire body in random, non-specific movements that are out of syncopation.”

Ladapo writes that some of his sessions with Maher consisted of Maher marching up and down his back.

The discomfort I experienced as he stomped on me was intense, and I went from feeling acute pain to feeling a sense of enjoyment, and—as incredible as it must sound—at one point, I even felt like a tiger. Christopher explained that this was my spirit animal. As I learned from him, Ma Xing engages the urinary bladder channel, which is the master channel in Chinese meridian theory. Further, he explained that this channel has access to every aspect of a human being’s behavior and thoughts, including their mind, brain, physical being, spiritual energy, and emotional intelligence.

The sessions were, Ladapo recalls, “the closest thing to a ‘miracle’ I have ever experienced in my life.”

Ladapo writes that his wife is another profound influence on his life and work. She once described herself as an “Energetic Healer, Certified Naturopath, Movement Therapist, and Integrative Health and Wellness Coach.” Brianna has also written a memoir in which she recalls her own journey of transformation with Maher.

The “most profoundly important” lesson she learned from Maher, though, was the revelation that people choose all the things that happen to them, both positive and negative, to fulfill the divine purpose of their soul. “I chose to incarnate into an unhappy family,” she writes, because “that situation best supported the lessons my soul was seeking this time around.” Her family, she realized, “volunteered to play their respective roles in my life for the purpose of triggering my reawakening.”

Even children, she writes, choose the harm that they experience. In fact, some children opt for “lives of sacrifice,” an insight that emerged from a vision she had of herself as a young mother with three children, each of whom she was forced to watch get burned alive at the stake. She and her daughters had chosen for that to happen to them “in that specific way, in order to highlight the atrocity of that practice [of burning people at the stake] and encourage its retirement.” 

As Julianne and I wrote, Brianna’s beliefs offer a possible explanation for Ladapo’s approach to vaccine policy.

If you believe that people—including children—choose their own suffering for obscure reasons connected to reincarnation and energetic vibrations, you might not be so concerned with the potential harms of ushering in a new age of infectious disease. Ladapo’s book also helps explain his thinking. If vaccines and masks are not considered prudent treatment and prevention efforts but, instead, manifestations of fear, it’s much easier to disparage them.

It’s impossible to know for sure what informed Ladapo’s thinking on parental exemptions and vaccines. But it’s clear that the policies he’s helped shape could transform the state’s, and country’s, relationship with preventable illnesses. Florida’s bid to loosen restrictions on vaccine exemptions comes as cases of measles are increasing across the country. Nationwide, there were 1,792 confirmed cases as of last week, making this the largest outbreak of the disease since the US declared it eradicated in 2000. With 153 cases this year and last, Florida has the fourth-highest case count of all states, behind South Carolina, Utah, and Texas. That number could surge if the Florida Legislature passes its new bill and more parents opt out of vaccination.

This story was originally published by CalMatters. Sign up for its newsletters.

Picking the next insurance commissioner could be one of the most important decisions Californians make for their wallets this election year.

They may have seen a big increase in their insurance premiums in the past couple of years. They might know someone whose homeowners policy got canceled. Or perhaps they’re trying to rebuild after last year’s deadly Los Angeles County fires.

ELECTION 2026: Read more local, state and national coverage here from Lookout and our content partners

If you’re not sure what the insurance commissioner does, here’s a rundown: 

• Regulates the nation’s largest property and casualty insurance market, which includes policies for homeowners, businesses, landlords, renters and drivers. 
• Leads the Insurance Department, which reviews and approves premium rate increases. 
• Regulates life, health and workers’ compensation insurance. 

Whoever is elected to succeed Commissioner Ricardo Lara will have a long to-do list. For the past few years, insurance companies have paused writing homeowner policies or reduced their presence in California. That’s starting to change because of industry-friendly regulations Lara put in place, but premiums are still rising and the market cannot be described as healthy yet. 

The L.A.-area fires last year highlighted other problems, such as homeowners dealing with insurers delaying or denying claims, discovering they were underinsured, or finding out there are no standards for smoke-damage claims. Frustrated fire survivors called for Lara to step down.

In a recent poll commissioned by the Insurance Fairness Project, a national insurance information hub, 62% of likely voters said they are very concerned about the cost of home insurance and 43% said they are not confident at all that California’s insurance system can withstand future extreme weather disasters. 

Former insurance commissioner John Garamendi, who held the position two separate times and is now a U.S. congressmember, calls the commissioner job the second-hardest in the state behind the governor. Another former commissioner, Dave Jones, said the next commissioner needs to keep a closer eye on insurance companies and regularly examine their conduct, creating “clear enforcement triggers.” He worked on a blueprint with recommendations galore for Lara’s successor.

About a dozen candidates are officially vying for the position, though not all of them have active campaigns. The two who receive the most votes in June’s primary will move on to the November ballot.

CalMatters interviewed the five candidates who have raised the most money for their campaigns.

All of them are calling for more transparency and accountability from insurance companies within the law that governs insurance in the state, Proposition 103. They want to help reduce fire risk at the individual and community level. Most of them agree California should try to hold the fossil-fuel industry accountable for climate risks that are helping drive up insurance costs.

They want to reduce Californians’ dependence on the FAIR Plan, the insurer that’s mandated to sell fire insurance to those who can’t buy it from individual insurance companies. At the end of 2025, the plan had nearly 650,000 noncommercial dwelling policies, up from about 264,000 in 2022.

Here is how each candidate, in alphabetical order, plans to tackle the challenges.

Ben Allen State Sen. Ben Allen. Credit: California State Senate via CalMatters

Last year’s massive fires in the L.A. area hit the senator’s district. Along with other insurance-related bills, Allen has introduced legislation that would give the commissioner more power to hold insurance companies accountable. After hearing from his constituents about the department’s handling of their problems after the fires, he wants to boost the number of staff handling consumer complaints and create a consumer advocate position in the insurance department, he told CalMatters. 

Allen, a Democrat, would take a more comprehensive approach to risk reduction, including by creating funding sources such as state-backed loans for hardening homes, and by bringing together insurers, builders, local governments, firefighters and the state to work on solutions. As part of reducing risk, he wants to restrict new construction in high-risk zones, saying developers who are building in such areas are “basically freeloading off the rest of us.” He also wants to “carefully and sensitively” find a way to incentivize those already living in risky areas to move elsewhere.

The senator — a lawyer who will be termed out of the Legislature, where he has worked on environmental issues — said his eyes are wide open about how tough the job would be, but believes he has and can create the relationships needed, including with an incoming governor, to address the issues. On the role of intervenors, members of the public who can challenge insurers’ rate reviews, he indicated he needed to look into it further and that they shouldn’t be slowing down rate reviews — adopting a refrain by the current commissioner, who is seeking to reduce intervenors’ power. 

He has received the most endorsements from the who’s-who of state politics, including Senate President Pro Tem Monique Limón and Assembly Speaker Robert Rivas, both U.S. senators from California, Adam Schiff and Alex Padilla, and more than two dozen state lawmakers. Jones, the former commissioner, also endorsed him.

Steven Bradford Steven Bradford. Credit: California State Senate Archive via CalMatters

The former Southern California senator and assemblymember would establish a public-private partnership that would share risk with insurers to keep them in the state. What that would look like needs more exploration, Bradford told CalMatters. 

The Democrat, a former executive at the utility company Southern California Edison, would invite insurance companies “to the table” when discussing land use and planning, and support a voluntary buyout program to encourage people to move away from high-risk areas. 

He said funding could come from expanding an existing program in the insurance department called the California Organized Investment Network, which is backed by the insurance industry and invests in underserved communities, environmentally friendly and affordable housing projects, and more. Insurers’ investments in the program have grown from tens of millions of dollars to more than $1 billion in 2023, according to the commissioner’s annual report in 2024.

Bradford would push insurers for clear explanations when they raise rates, saying it won’t be easy but that because the state’s insurance market is so big, it “would behoove them to do what they can to be partners with California.”

He is endorsed by U.S. Reps. Adam Gray and Luz Rivas, state Treasurer Fiona Ma and Secretary of State Shirley Weber, plus Teamsters California, State Building and Construction Trades Council of California and other labor groups.

Merritt Farren Merritt Farren. Credit: Merritt Farren for California Insurance Commissioner 2026

The Pacific Palisades home of the former Amazon and Disney executive was destroyed in last year’s fires. He became an intervenor and pushed for more information on State Farm’s request to raise its rates as a result of the fires, which led to his campaign for commissioner.

Farren, a Republican, would create CAL Reinsure so the state could provide a backstop for insurers. The entity would be funded by a fee charged by insurers and would eliminate the need for the FAIR Plan because companies would be more inclined to write policies, he told CalMatters. The authority could issue bonds that could be sold in the commercial market, and would be backed by the state, like municipal bonds. 

He would want to “revamp” regulations that get in the way of allowing new insurance products in the market, saying that he wishes insurers had a premium product that charged customers more but would “pay out immediately on loss without putting them through the drama and trauma they have to go through today.”

Farren said he sees the commissioner’s job as one of consumer advocacy, and invoked his days at Amazon, where he says the motto was to be the most customer-centric company in the world. “You can be a consumer advocate and still appreciate the fact that there will be no insurance for consumers without insurance companies,” he said.

Jane Kim Jane Kim. Credit: Jane Kim for Insurance Commissioner

The lawyer, consumer advocate and former San Francisco supervisor told CalMatters that the commissioner’s office has been “under-leveraged” and has the levers to protect people from the powerful insurance industry. 

Kim, a Democrat and head of the California Working Families Party, has three main proposals around more government involvement, the main one to create “natural disaster insurance for all.” It would be funded by a portion of policyholder premiums that insurance companies would pass along to the state. The state would manage the fund, which would guarantee fire and flood coverage. Insurance companies would continue to provide coverage for other risks. It’s not her idea — New Zealand has the same system, and it allows the country to invest the premiums in preventive measures, she said. Establishing such a system in California could allow the state to invest profit from premiums that would have gone to insurers’ shareholders in its communities instead, she said.

She would establish a public option for auto insurance by expanding eligibility for an existing program that provides low-cost insurance to drivers who make less than $38,000 a year. 

Kim also wants to provide Medicare for kids. She believes California should centralize all insurance authority within the insurance department instead of having managed health care handled by the Managed Health Care Department.

She acknowledges that her biggest ideas are for the long term and will require her to win over naysayers. 

“I’ve heard it — ‘She doesn’t know anything,’ ” Kim said. “We’re all so tired of seeing candidates that don’t have political courage.”

Kim is endorsed by some big names, including U.S. Sen. Bernie Sanders of Vermont — she was California political director for his presidential campaign in 2020 — Ro Khanna, the Silicon Valley congressmember, and unions such as SEIU California, the California Teachers Association and the UFCW Western States Council.

Patrick Wolff Patrick Wolff. Credit: Patrick Wolff for Insurance Commissioner

The financial analyst, a Democrat who lives in San Francisco and has never held public office, obtained an insurance license ahead of his run for commissioner. Wolff told CalMatters that he has invested his own money in his campaign — $600,000, according to campaign finance records — and simply wants to help fix the problems he sees in the insurance market. “It would be the honor of my lifetime if I can do this job and really do this job well,” he said.

Wolff would create a report card that would grade how insurers handle claims based on existing market conduct annual surveys of insurance companies, which is now anonymized but which he would push to be identifiable. He said that would let  the insurance department help customers decide which insurers to reward or punish for their behavior. 

He would consider allowing auto insurers to use telematics, which companies use in other states to track driver behavior for underwriting purposes. He said it could help for more accurate underwriting and possibly even lower auto insurance premiums, but acknowledged privacy concerns around the technology and said insurance companies should be prohibited from sharing or selling driver information. 

Wolff would roll out a dashboard that would disclose complaints about providers of life insurance. The insurance department is not making that data public, and he doesn’t see why not, he said.

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